The issue of whether your Social Security benefits are taxed is based on your "provisional income." This is your adjusted gross income—not counting Social Security benefits—plus nontaxable interest and half of your Social Security benefits. You thought you purchased just about everything for your child for college, but don’t forget one more important item: a health care power of attorney or health proxy. When a child turns 18, parents don’t have much authority under federal law to remotely access medical records or make decision. With the medical privacy law HIPAA, you Read More The largest asset most people have is their family home. If a senior is in a situation where his or her long-term care insurance is exhausted and the other assets are used to pay for care, how does one protect the home from being taken? Long-term care insurance is important; however, it’s also critical to review and revise your financial and estate plans regularly as your situation ch... The federal government estimates that it will cost more than $245,000 to rear a child to an adult. That includes costs like housing, which you'd be paying regardless of whether or not you have kids, says moneyrates.com in its recent post “7 financial moves to make before your first child.”... With the excitement of retirement, money can be the last thing you would have on your mind. However, if you have a careless approach to your money, you can be headed for financial pain. Pets are part of your family and can give you a lifetime of love and companionship. A recent 12 News Phoenix article, “What if your pet outlives you? Here are some options,” says that being a responsible pet owner means much more than the day-to-day care of your animal. Yo...Read More
Make Certain Your College-Bound Kid Has Packed a Health Care Power of Attorney
Saving the Home with Long-Term Health Care Demands
That First Child Means More than Late Night Feedings and Dirty Diapers
Bonehead Mistakes Retirees Need to Avoid
Taking Care of Your Furry Friends When You Die
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