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What Is a Special Needs Trust Under Texas Law?

Under Texas law, a special needs trust is a trust that allows a person with a disability to have money put aside for their care. Additionally, the special needs trust still allows the person with a disability to be eligible…
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Retirees Help Us Learn from Mistakes

As you get nearer to retirement, there is more pressure to plan ahead. Kiplinger’s article, “4 Big Retirement Regrets That You Should Avoid,” says that sometimes failure is the most effective teacher. Retirees often consider their regrets and the things…
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Be Smart When You Say “I Do” the Second or Third Time

Can you believe that 37% of second marriages and 74% of third marriages end up in divorce? Those are not good odds. CBS Boston’s recent article, “Breaking Up Is Hard to Do: Second or Third Go Around,” asks, “What is…
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Look out: Medicare Changes on the Way!

Can you believe that Social Security’s 60 million-plus beneficiaries are scheduled to get a miniscule 0.2% cost-of-living adjustment next year? In addition, some Medicare recipients could be in line for some steep premium increases, according to the annual trustees reports…
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Personal Finance Myths Debunked!

You want to prosper by following tried-and-true principles of effective wealth creation and asset management—not myths passed down from older generations or heard around the office water cooler. Kiplinger’s “8 Urban Myths of Personal Finance” unravels several urban legends of…
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Attention Gen Xer’s: Mid-Life Planning is Calling

Generation X is hitting middle age! Bummer, to be sure. However, there’s still plenty of time to boost retirement security. If you need to get going, torque up your efforts to be on top when you retire. Kiplinger’s recent article,…
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Make the Most of Your Social Security

When you work, some of your income (currently 6.2% of eligible wages) is withheld for Social Security tax. When you retire, you're eligible to get a Social Security benefit, which is a source of income based on your 35 years…
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Retirement Advice from TV’s Golden Girls

Baby boomers are heading toward retirement, and some are already there, as the oldest members of the generation turn 70 this year. This milestone may have you thinking about this next stage of life and asking these questions: When will…
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The Three Top Fears in Retirement

Baby boomers have begun to think about several concerns as they prepare for retirement. A recent survey found that of the top fears of workers nearing retirement, these three were the ones keeping people up at night. The Motley Fool's…
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Dying Without a Will and What Happens to Your Stuff

Every state has intestacy laws that govern whom among a deceased's relatives will receive the property and assets when there's no will or trust. These laws vary from state-to-state. The Huffington Post's recent article, "The Consequences of Dying Without a…
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